Title :
On Designing an Efficient and Secure Card-based Payment System Based on ANSI X9.59-2006
Author :
Po, Cheong Chi ; Fong, Simon ; Lei, Pouwan
Author_Institution :
Macao Univ., Macao
Abstract :
E-Commerce will not be complete without an Electronic Payment System (EPS). Many electronic payment systems, today are complex and difficult to implement and maintain. In this paper, we proposed an Efficient and Secure Card-based Payment System (ESCPS), an Account Based Digital Signature (ABDS) for consumer-oriented payment system. It is based on ANSI-X9.59-2006 with enhanced features. The ESCPS is designed with UML. In this project we conducted a performance testing on the proposed system by a comparison of SET and X9.59 in simulation. The results demonstrated that the proposed system performs generally better.
Keywords :
ANSI standards; electronic commerce; smart cards; ANSI X9.59-2006; account based digital signature; card-based payment system; consumer-oriented payment system; e-commerce; efficient and secure card-based payment system; electronic payment system; performance testing; Application software; Authorization; Communication system security; Computer architecture; Credit cards; Digital signatures; Electronic mail; Information security; Unified modeling language; Web services;
Conference_Titel :
Anti-counterfeiting, Security, Identification, 2007 IEEE International Workshop on
Conference_Location :
Xiamen, Fujian
Print_ISBN :
1-4244-1035-5
Electronic_ISBN :
1-4244-1035-5
DOI :
10.1109/IWASID.2007.373671