The influence of rent-seeking on the operational risk of bank credit

This paper studies the influence of the rent-seeking of banks´ managers on the operational risk of bank credit. After demonstrating the existence of the operational risk in bank credit, the paper builds the loan-game model between the banks and the enterprises, the rent-seeking game model between the enterprises and the banks´ managers as well as the agent game model between the banks and the banks´ managers. These models explain the mechanism of how the managers´ rent-seeking behaviors influence the operational risk in bank credit.