Title :
Study of SME credit evaluation system under the current financial crisis
Author :
Wang, Xiao-Yan ; Wu, Zhi-Yue ; Wang, Zhi-Jian
Author_Institution :
Coll. of Mech. & Electr. Eng., Shenyang Aerosp. Univ., Shenyang, China
Abstract :
Under financial crisis´s situation, our country SME financed difficultly because of lacking the consummation credit evaluation system. This article used the system engineering methods and unified our country SME´s current condition to study credit evaluation system. It established the SME´s credit evaluation indicator system and determined the weight, and then built the evaluation model by use of fuzzy quality synthetic evaluation method. The results can provide the policy-making basis for the government and the credit departments evaluating our country SME´s credit.
Keywords :
economic cycles; finance; fuzzy set theory; government policies; small-to-medium enterprises; SME credit evaluation system; consummation credit evaluation system; credit department; financial crisis; fuzzy quality synthetic evaluation method; government; policy making; system engineering method; Bismuth; SME; credit evaluation; system engineering methods;
Conference_Titel :
Industrial Engineering and Engineering Management (IE&EM), 2010 IEEE 17Th International Conference on
Conference_Location :
Xiamen
Print_ISBN :
978-1-4244-6483-8
DOI :
10.1109/ICIEEM.2010.5645941