Challenges in smartphone-driven usage based insurance

Usage Based Insurance (UBI) programs for car insurance is becoming mainstream using tailored vehicle mounted hardware, where the commercial initiatives can be traced back to the mid-nineties [1]. The smartphone has been identified as an enabler for future UBI, replacing the vehicle (after-) mounted dedicated hardware with a ubiquitous device with a plurality of sensors, means for data processing and wireless communication. This presentation addresses some signal processing challenges in smartphone-driven UBI.